Laksh Money Financial Service
Aiming an Eternal Wealth & Prosperity
Laksh Money Financial Service
Most of us confuse wealth with income and use the two words interchangeably. However, there is a significant difference between the two. Income is the means to achieving wealth but is not wealth itself. Income is the inflow of your earnings, after taking care of all your expenses. Savings are invested in different ways to create assets
Simply put, wealth is the difference between your Asset and your Liabilities and is known as your NETWORTH.
Wealth creation is the key to achieving all your financial goals, including retirement.
Income and wealth are not the same. Income is the inflow of your earnings. It is the means to achieving wealth but not wealth itself.
A complete peace of mind
- Retirement planning means saving sufficient funds to provide for a comfortable lifestyle after retirement.
- Inflation, monthly expenses, funds for healthcare, emergency funds, all need to be taken into account
- You need to provide for contingencies like Old-age healthcare cost from your retirement savings
- Equity as an asset class has performed well in India in the long run, beating inflation and giving high returns.
- Returns from equity investment depend not on timing the market, but on how long you stay invested.
- Ideally one should invest minimum or at least 25% of your income
- Do not hold extra cash. Invest your savings. Don’t let them remain Ideal in Savings Account. Make your money work.
- Decide end target before investing ,which goal & how much time
- Avoid using your saving
- In SIP, a fixed amount is invested every month irrespective of market movements. As a result, you get better returns over the long run.
- Match your cash flows
Finance without strategy is just numbers, and strategy without finance is just dreaming.
–E.Faber, CEO Danone
Mutual Funds
Fixed Deposits
Fixed Deposits
Life Insurance
Tax benefits
Health Insurance
Retirment Planning
Equities
An independent Investment advisory is now ready to rise again
- Organize Your finance & ease your mind by contacting Uma Desai
- We understand people their circumstances, requirements, risk taking ability, horizon and aspirations.
- We match the right set of financial products and strategies to help you achieve your financial goals.
- Cause of all worries & happiness is resolved around factor " M "= Money
“Just as in other aspects of your life, setting financial goals is a tried-and-true way to reach those goals.”
― Oscar Auliq-Ice
Vision
committed to being the best provider of financial services
Mission
Profitable growth through superior customer service.
values
Bring highest & ethical values our offerings.
If you want to reap financial blessings, you have to sow financially.
–Joel Osteen
